--- title: Core Income Advisors Blog --- [![Asset 1](https://blog.coreincome.com/hubfs/Asset%201.svg)](https://blog.coreincome.com) [BACK TO COREINCOME.COM](https://www.coreincome.com) # Core Income Advisors Blog - [ALL BLOGS](https://blog.coreincome.com/all) - [Marketing](https://blog.coreincome.com/topic/marketing) - [Financial Insights](https://blog.coreincome.com/topic/financial-insights) - [Annuities](https://blog.coreincome.com/topic/annuities) - [Retirement](https://blog.coreincome.com/topic/retirement) Annuities ### [This May Be the Best Time to Buy an Annuity in 40 Years – Here's Why](https://blog.coreincome.com/best-time-to-buy-an-annuity-in-40-years) If your clients have been on the fence about purchasing an annuity, the current interest rate environment deserves their attention. coreincomemarketing Apr 29, 2026 ### [Using Life Insurance to Generate Tax-Free Income in Retirement](https://blog.coreincome.com/using-life-insurance-to-generate-tax-free-income-in-retirement) Most people take out a life insurance policy to protect the people they love in case something happens to them. But certain types of life insurance... coreincomemarketing Mar 26, 2026 ### [When Should Clients Claim Social Security Early?](https://blog.coreincome.com/when-should-clients-claim-social-security-early) For certain clients, particularly those with little risk of outliving their assets, claiming benefits earlier can result in higher lifetime wealth,... coreincomemarketing Jan 30, 2026 ### [Fair Market Value of Annuities: Explained](https://blog.coreincome.com/fair-market-value-of-annuities-explained) Fair market value is a foundational concept in financial planning, but when it comes to annuities, it’s often misunderstood by even the most... coreincomemarketing Oct 8, 2025 ### [What is an IMO? The Difference between an IMO, an FMO and Insurance Brokerage Explained](https://blog.coreincome.com/what-is-an-imo-the-difference-between-an-imo-an-fmo-and-insurance-brokerage-explained) Feeling lost in the jargon of IMOs, FMOs, and insurance brokerages? You’re not alone. We set out to share a few industry-built terms and their roles... coreincomemarketing Jul 31, 2025 ### [What's the Best Annuity?](https://blog.coreincome.com/whats-the-best-annuity) What's the right annuity for your client? And can you prove you're recommending the best one? coreincomemarketing Jul 14, 2025 ### [Using Life Insurance to Cover Long-Term Care Costs](https://blog.coreincome.com/using-life-insurance-to-cover-long-term-care-costs) For older clients and those who intend to pass assets on to the next generation, purchasing a life policy with a long-term care rider is a good... coreincomemarketing May 1, 2025 ### [Actuary Lab: How our Risk Management Tools Help Financial Advisors](https://blog.coreincome.com/actuary-lab-how-our-risk-management-tools-help-financial-advisors) Our suite of risk management tools designed to help advisors enhance their retirement planning strategies and navigate client portfolios with... Dan Slater Feb 28, 2025 ### [Risk Management 101: A Guide for Financial Advisors](https://blog.coreincome.com/risk-management-101-a-guide-for-financial-advisors) In this article, we’ll break down the fundamentals of risk management, explore key strategies, and discuss how Core Income’s actuarial expertise can... coreincomemarketing Feb 27, 2025 ### [What is an Actuary–and What Role Do They Play in Financial Planning?](https://blog.coreincome.com/what-is-an-actuary-and-what-role-do-they-play-in-financial-planning) In the insurance world, actuaries calculate the premiums that policyholders must pay for coverage and ensure sufficient reserves are set aside to... coreincomemarketing Feb 26, 2025 ### [Life Insurance Policy Reviews: A Checklist for Advisors](https://blog.coreincome.com/life-insurance-policy-reviews-a-checklist-for-advisors) Staying proactive with life insurance policy reviews is vital to ensuring your clients’ financial plans remain on track. coreincomemarketing Jan 27, 2025 ### [Top Retiree Regrets: How Advisors Can Protect Clients with Mathematical Certainty](https://blog.coreincome.com/top-retiree-regrets-how-advisors-can-protect-clients-with-mathematical-certainty) According to a comprehensive study by the Transamerica Center for Retirement Studies, a leading research organization in retirement planning, only... coreincomemarketing Jan 2, 2025 ### [The Impact of Inflation on Retirement Plans](https://blog.coreincome.com/the-impact-of-inflation-on-retirement-plans) While compound interest is regarded as one of the best things for clients during their accumulation years, it can become one of their most... coreincomemarketing Dec 16, 2024 Marketing ### [Simplify Your Holiday Client Gifting with Core Income](https://blog.coreincome.com/simplify-your-holiday-client-gifting-with-core-income) The holiday season is an excellent opportunity to express appreciation for your clients. However, we recognize it can quickly become overwhelming... coreincomemarketing Nov 25, 2024 ### [How to Maximize Long-Term Care Tax Deductions](https://blog.coreincome.com/how-to-maximize-long-term-care-tax-deductions) Help your clients take advantage of tax-deductible opportunities with LTC, grow their funds tax-free, and maintain tax-free benefits on the backend. coreincomemarketing Nov 18, 2024 ### [How Core Income Stands Out Among FMOs and IMOs](https://blog.coreincome.com/how-core-income-stands-out-among-fmos-and-imos) In a market flooded with unfulfilled promises and flashy claims, financial advisors need an FMO / IMO that actually delivers. coreincomemarketing Nov 16, 2024 ### [How to Prepare for a Long-Term Care Conversation with Family](https://blog.coreincome.com/how-to-prepare-for-a-long-term-care-conversation-with-family) Discussing long-term care with aging family members can feel daunting, emotional, and filled with uncertainty. However, the sooner you begin... coreincomemarketing Oct 11, 2024 ### [The Power of Life Insurance: How Core Can Help Advisors Protect Their Clients’ Futures](https://blog.coreincome.com/the-power-of-life-insurance-how-core-can-help-advisors-protect-their-clients-futures) Life insurance is more than just a policy; it’s peace of mind. Yes, we know it’s a buzzword, but it’s true. Despite its critical role in financial... coreincomemarketing Sep 12, 2024 Financial Insights ### [🌟 National Financial Wellness Month Topic: Reducing Your Debt 🌟](https://blog.coreincome.com/national-financial-wellness-month-topic-reducing-your-debt) According to the Federal Reserve, the average American household carries over $8,000 in credit card debt. Reducing this debt can significantly... coreincomemarketing Aug 23, 2024 Marketing ### [6 Easy Steps to Build an Emergency Fund then Focus on Saving for the Future](https://blog.coreincome.com/6-easy-steps-to-build-an-emergency-fund-then-focus-on-saving-for-the-future) Creating and maintaining an emergency fund is crucial for financial stability and peace of mind. This assumes that in your budgeting exercise, your... coreincomemarketing Aug 16, 2024 Marketing ### [How Team Alignment Fueled Our Rebrand Success: Inspiring Steps Forward at Core Income](https://blog.coreincome.com/how-team-alignment-fueled-our-rebrand-success-inspiring-steps-forward-at-core-income) Welcome to an exciting chapter in our journey! Today, I’m thrilled to share how we prioritized team alignment as a key component of our rebrand... Lindsey Pattee Aug 14, 2024 Marketing ### [Core Income's New Brand Identity: A Journey to Meaningful Transformation](https://blog.coreincome.com/core-incomes-new-brand-identity-a-journey-to-meaningful-transformation) When I stepped foot into Core Income’s doors about 6 months ago, I was inspired by the amazing company Dan Slater, Tim Foley, and the team have built... Lindsey Pattee Aug 12, 2024 ### [6 Essential Budgeting Tips for Achieving Financial Wellness](https://blog.coreincome.com/6-essential-budgeting-tips-for-achieving-financial-wellness) Creating and sticking to a budget is crucial for achieving financial stability and reaching your financial goals. In this blog post, we’ll share six... coreincomemarketing Aug 9, 2024 ### Stay in touch! Sign up to receive timely articles and educational resources backed by data and actuarial expertise delivered straight to your inbox. ![Core Income Logo](https://blog.coreincome.com/hs-fs/hubfs/Core%20Income%20Logo-1.png?width=208&height=49&name=Core%20Income%20Logo-1.png) **© 2026 Core Income Advisors** All rights reserved | [Privacy Policy](https://www.coreincome.com/privacy-policy)