Core Income Advisors Blog

Using Life Insurance to Generate Tax-Free Income in Retirement

Most people take out a life insurance policy to protect the people they love in case something happens to them. But certain types of life insurance...

When Should Clients Claim Social Security Early?

For certain clients, particularly those with little risk of outliving their assets, claiming benefits earlier can result in higher lifetime wealth,...

Fair Market Value of Annuities: Explained

Fair market value (FMV) is a foundational concept in financial planning, but when it comes to annuities, it’s often misunderstood by even the most...

What is an IMO? The Difference between an IMO, an FMO and Insurance Brokerage Explained

Feeling lost in the jargon of IMOs, FMOs, and insurance brokerages? You’re not alone. We set out to share a few industry-built terms and their roles...

What's the Best Annuity?

What's the right annuity for your client? And can you prove you're recommending the best one?

Using Life Insurance to Cover Long-Term Care Costs

For older clients and those who intend to pass assets on to the next generation, purchasing a life policy with a long-term care rider is a good...

Actuary Lab: How our Risk Management Tools Help Financial Advisors

The Actuary Lab is Core Income’s proprietary suite of risk management tools designed to help financial advisors enhance their retirement planning...

Risk Management 101: A Guide for Financial Advisors

In this article, we’ll break down the fundamentals of risk management, explore key strategies, and discuss how Core Income’s actuarial expertise can...

What is an Actuary–and What Role Do They Play in Financial Planning?

In the insurance world, actuaries calculate the premiums that policyholders must pay for coverage and ensure sufficient reserves are set aside to...

Life Insurance Policy Reviews: A Checklist for Advisors

Staying proactive with life insurance policy reviews is vital to ensuring your clients’ financial plans remain on track. Regular reviews—at least...

Top Retiree Regrets: How Advisors Can Protect Clients with Mathematical Certainty

According to a comprehensive study by the Transamerica Center for Retirement Studies, a leading research organization in retirement planning, only...

The Impact of Inflation on Retirement Plans

While compound interest is regarded as one of the best things for clients during their accumulation years, it can become one of their most...

Marketing

Simplify Your Holiday Client Gifting with Core Income

The holiday season is an excellent opportunity to express appreciation for your clients. However, we recognize it can quickly become overwhelming...

How to Maximize Long-Term Care Tax Deductions

At Core Income, we go beyond simply quoting products – we help advisors connect LTC tax benefits with meaningful client strategies. In this article,...

How Core Income Stands Out Among FMOs and IMOs

In a market flooded with unfulfilled promises and flashy claims, financial advisors need an FMO / IMO that actually delivers.

How to Prepare for a Long-Term Care Conversation with Family

Discussing long-term care with aging family members can feel daunting, emotional, and filled with uncertainty. However, the sooner you begin...

The Power of Life Insurance: How Core Can Help Advisors Protect Their Clients’ Futures

Life insurance is more than just a policy; it’s peace of mind. Yes, we know it’s a buzzword, but it’s true. Despite its critical role in financial...

Financial Insights

🌟 National Financial Wellness Month Topic: Reducing Your Debt 🌟

According to the Federal Reserve, the average American household carries over $8,000 in credit card debt. Reducing this debt can significantly...

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6 Easy Steps to Build an Emergency Fund then Focus on Saving for the Future

Creating and maintaining an emergency fund is crucial for financial stability and peace of mind. This assumes that in your budgeting exercise, your...

Marketing

How Team Alignment Fueled Our Rebrand Success: Inspiring Steps Forward at Core Income

Welcome to an exciting chapter in our journey! Today, I’m thrilled to share how we prioritized team alignment as a key component of our rebrand...

Marketing

Core Income's New Brand Identity: A Journey to Meaningful Transformation

When I stepped foot into Core Income’s doors about 6 months ago, I was inspired by the amazing company Dan Slater, Tim Foley, and the team have built...

6 Essential Budgeting Tips for Achieving Financial Wellness

Creating and sticking to a budget is crucial for achieving financial stability and reaching your financial goals. In this blog post, we’ll share six...